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As a small business owner, you know your industry well. We know financing. In lending, if you apply with the wrong lenders they will decline you. Once you have been declined three or four times, obtaining working capital may be impossible for six months to a year. Even applying with lenders in the wrong order can get you turned down.
Lenders look at your calculated risk of default. We know how to make sure they see you as low risk. We have a proven system to help our clients become bankable and build strong business credit scores.
The goal of your first funding round is to get you as much as possible, as you cannot get more for 6 months. Up to $50,000 can be in your account in 48 hours. The rest usually within 3 weeks.
We know what it takes to get your business financing, and which lenders best fit your specific needs. After your funding, we work with you to make your business bankable so you can access even more funding.
We help you build strong business credit scores so your business can stand on its own our future funding. Once your business is bankable, it opens up thousands of vendor and lender lines of credit to help you succeed
We know 3,000+ vendors who extend credit lines to your business for almost every product and service.
There are over 4,000 lenders in our system that become available to you once your business is bankable.
*Unsecured financing up to $150,000, even for startups
*Low-interest credit lines
*Long-term conventional bank loans
*Cash flow financing up to $500,000 with no collateral or personal credit requirements
*Asset based lending with rates less than 5%
*Term loans
The process is simple. We will run a funding range report on you and any of your partners. This utilizes a free soft credit pull to instantly tell us how much can be funded for a spectrum of lending programs. It does not affect your credit in any way and will also show us if there are items that may need to be addressed to maximize your funding.
At any one time there are about 20 different funding programs from credit based, asset based, revenue based, contract based, receivable based, equipment based, etc. There are over 4,000 business lenders in the United States and we know the approval underwriting guidelines of them all. If we can't get you funded, no one can.
Some of the funding programs can be in your bank account within 48 to 72 hours, others within 7 to 10 days, and still others take about three weeks. It varies with the type of funding program you elect to go for and the amount that is being funded.
The funding fees will range from 6.9 percent to 9.9 percent of the funding amount depending on the amount funded and the funding program. If you are going to get funded $50,000 in credit lines the rate will be closer to 9.9 but if you get funded $250,000 in a business term loan the rate would be closer to 6.9.
No, the funding fee is one-time and taken only once you have been successfully funded. Your money is in your pocket before you have to pay us.
Yes! Our success system has six sections. Lender compliance, which is all about making you low risk to lenders. Optimize credit, which is building strong business and personal credit scores. Access funding, which is funding programs and vendor lines of credit. Increase rankings, which is doing everything to increase SEO, social media, star ratings, and back links. Local listing, which is making sure you are on the major local listing and directory services. And Maximize value, which is about increasing your SDE (seller's discretionary earnings) so that your business is worth as much as possible.
Absolutely! The system started as a business credit building platform. It is the oldest and the very best around. It has over 150 business credit reporting vendors who will extend business credit terms to start-up companies for a very wide range of products, services, and credit cards. Then once a company has established a business credit score of 70+ they can access over 3,000 vendors extending credit terms for every product and service imaginable.
1 installment loan such as a business term loan, equipment lease, or SBA loan, 3 business credit cards, and 5 vendor lines of credit. This is a general rule of thumb for building excellent business credit scores in the shortest period of time. Pay all your bills at least 10 days early to obtain 80 or higher business credit scores.
They are over 3,000 B2B vendors for every product and service imaginable. There are credit reporting and non-reporting. Access to them is limited to those businesses we have funded and who have already utilized the 150+ vendors in the business credit building sections to obtain at least 10 reporting business trade lines and have built strong business credit scores of 70 or above.
Typically, about 4 to 6 months to get it right and establish a strong profile with business credit scores of 70 or above. It all depends of the sticking to the success system instructions, using your new reporting credit accounts, and payg your bills at least 10 days early.
Yes, inside the success system is the Maximize Value section that teaches you about the importance of maintaining your SDE (seller's discretionary earnings) to make your business as attractive as possible to new buyers, to be able to get the very best price for your business, and how to get a free professional valuation with sales consultations.
Absolutely is the real however it is a goal and not an overnight thing. The 150 vendors in the system extending credit terms are corporate only. Many of the funding programs are corporate only. But when it comes to unsecured lines of credit for banks or credit unions those are either going to have to be personally guaranteed or the business itself will need to be strong. Strong typically means at least two years in business, at least $35,000 a month in revenue, a minimum of 10 reporting business credit tradelines, and business credit scores of 70 or above.
There's no obligation just to see if you pre-qualify for a spectrum of business lending programs. In minutes you will know what programs are available to you and for how much. Then speak to a funding advisor about your options.
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